This 0% APR loan allows you to flexibly choose the student repayment period to match your cash flow needs (12–36 months is most common). This product provides an alternative to both an interest-bearing loan and an interest-free recurring payment plan, with less interest paid than the former and lower monthly payments than the latter.
Student monthly payments are serviced by Climb and forwarded directly to your bank account, and your school will have the option of a higher advance with lower tuition amount recouped, or a lower advance with up to total tuition recouped.