Can non US citizens / permanent residents / DACA students apply?

Our eligibility criteria requires that the borrower who we are underwriting to is a US Citizen or US Permanent Resident.

  • If a student does not have this citizenship status, they may apply with a co-borrower who is a US Citizen/Permanent resident
  • If the student adds a co-borrower, then the Climb Eligibility Criteria will apply to them, including:
      • At least 4 years of credit history

      • No bankruptcies within the last 5 years

      • No accounts in collections or delinquencies

      • Good debt-to-income ratio

For more information about loan qualifications, you can review or direct the student to our Learner Help Center!

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