Can a student under 18 years old apply?

Our eligibility criteria requires that the student is at least 18 years old to be approved for a Climb Loan.

  • If a student does not meet this requirement, they may apply with a co-Bborrower who is at least 18 years old.
  • If the student adds a co-borrower then the Climb Eligibility Criteria will apply to them including:
      • At least 4 years of credit history

      • No bankruptcies within the last 5 years

      • No accounts in collections or delinquencies

      • Good debt-to-income ratio


For more information about loan qualifications, you can review or direct the student to our Learner Help Center!

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