Our eligibility criteria requires that the student is at least 18 years old to be approved for a Climb Loan.
- If a student does not meet this requirement, they may apply with a co-borrower who is at least 18 years old.
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If the student adds a co-borrower then the Climb Eligibility Criteria will apply to them including:
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At least 4 years of credit history
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No bankruptcies within the last 5 years
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No accounts in collections or delinquencies
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Good debt-to-income ratio
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For more information about loan qualifications, you can review or direct the student to our Learner Help Center!