Our eligibility criteria requires that the student is at least 18 years old to be approved for a Climb Loan.
- If a student does not meet this requirement, they may apply with a co-Bborrower who is at least 18 years old.
- If the student adds a co-borrower then the Climb Eligibility Criteria will apply to them including:
-
At least 4 years of credit history
-
No bankruptcies within the last 5 years
-
No accounts in collections or delinquencies
-
Good debt-to-income ratio
-
For more information about loan qualifications, you can review or direct the student to our Learner Help Center!